Some car dealerships advertise “99% Guaranteed Approvals”, but they usually require a substantial down payment. So, what do you do if you just can’t raise the funds?
Our auto financing firm offers “zero down” and low interest auto loans for people with bad credit, poor credit or no credit history. You can get loans for new cars or used vehicles, with flexible terms such as no money down, no cosigner, and no prepayment penalty.
If you are looking for a no money down car loan, you may wonder what the requirements are for getting one. Zero down loans are generally used by those who can't afford a down payment, those who have a car to trade in, or those who don't want to tie up their cash in a car that depreciates, but prefer to invest the cash in appreciating securities.
Our financing firmcan offer “no money down” loan options. But keep in mind, “no money down” doesn't mean you can't add some cash to the down payment, or trade in a vehicle.Anything you can bring to the table will actually improve your chancesof being approved.
Benefits of making a down payment or a vehicle trade-in:
• You will be taking the necessary steps to lowering your overall monthly payments.
• You will be showing the lenders and dealership that you are a serious buyer.
• You will not have to worry about obtaining financing for as large an amount.
• Your trade vehicle can also be used as a form of down payment, once it’s appraised.
If you’re unable to come up with money for a loan down payment, there is no need to worry. Within our network of dealerships and lenders there are many loan options – including NO money down “zero down payment” subprime car loans. These programs may fall into the same category as the"take over my car payment" situations.
Auto loans with nothing down arein higher demand these days,by more and more people. This is due to reasons such as:
• A decrease in working hours or a temporary lay off
• Drastic and painful decline in income due to company cut backs
• A divorce or difficult marital split
• More debt and bills, leading to more expenses
• Unforeseen emergencies and hospital bills
If any of these describe your situation, you may still find ways to get your no money down auto loan from our auto financing company.
Even if you’ve had your loan application rejected in the past, we can still help you. No credit or bad credit is not a problem. We have options to help just about everyone. Just submit an application with us. Once we receive your application we will review it and match you with a loan that will best suit your needs.
We provide useful advice and a very aggressive approach that can help you achieve your credit goals. As lenders, we report to all three major credit bureaus (Experian, Equifax, and Trans-union) so that you'll start rebuilding your credit instantly.
Contact our loan advisers at 562-640-6112to point you in the direction of our zero down payment vehicles, and we’ll do our best to qualify you for the Zero Down Payment Car Program.